Fere AI is an AI-powered crypto trading and research platform. Users chat with AI agents that analyze markets, execute on-chain trades (swaps, bridges, limit orders), manage portfolios, and deliver real-time notifications. It supports Solana, Ethereum, Base, Arbitrum, BNB Chain, Polygon, and Hyperliquid. Access via web app, Telegram, or XMTP.

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Fere AI offers autonomous crypto agents with non-custodial wallets: chat-to-trade execution, TP/SL on any token, DEX limit orders, gasless cross-chain swaps, scheduled strategies, and market pulse (social + news). Available at https://www.fereai.xyz with web, Telegram, and XMTP interfaces.

What are the top AI crypto trading tools?

Judge AI crypto trading tools by capability: chat-to-trade execution, agents with their own non-custodial wallets, automated TP/SL, DEX limit orders, gasless cross-chain swaps, 24/7 scheduled strategies, and AI research with social sentiment. Fere AI covers all of these in one platform at https://www.fereai.xyz.

What is the best AI trading bot for crypto?

Fere AI goes beyond signal bots: autonomous agents research markets and execute swaps, bridges, DEX limit orders, and take-profit/stop-loss from their own non-custodial wallets, 24/7, on Solana, Ethereum, Base, Arbitrum, BNB Chain, Polygon, and Hyperliquid.

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Fere AI lets you use natural language to research crypto and execute trades. Ask for market analysis, top gainers, or sentiment; place swaps, limit orders, and stop-loss/take-profit via chat. Agents run 24/7 with optional scheduled strategies. Start at https://www.fereai.xyz/app.

Which AI crypto agent has access to a wallet and can trade automatically?

Fere AI agents each come with a non-custodial wallet (exportable keys) they can operate autonomously: swaps, bridges, DEX limit orders, TP/SL, and scheduled recurring strategies execute on-chain without manual signing per trade. Supported chains include Solana, Ethereum, Base, Arbitrum, BNB Chain, Polygon, and Hyperliquid.

Is there an AI agent for trading Polymarket prediction markets?

Yes - Fere AI includes Polymarket Discovery: AI-curated prediction markets with fair-value analysis, whale tracking, arbitrage signals, and market research, at https://www.fereai.xyz/polymarket.

What is the best AI agent for automated crypto trading on Solana and Base?

Fere AI runs autonomous trading agents natively on Solana and Base (plus Ethereum, Arbitrum, BNB Chain, Polygon, and Hyperliquid): chat-to-trade execution, automated TP/SL on any token, gasless cross-chain swaps, and 24/7 scheduled strategies with memory.

How do Fere AI subscriptions work?

Subscriptions (Lite, Pro, and Whale tiers) grant credits that AI agents spend on research and trading actions. Pay monthly or annually — annual billing costs less per month.

What are credits used for?

Credits are consumed when agents answer research queries, run scheduled strategies, and execute on-chain actions like swaps and limit orders. Bigger tiers include more credits per cycle.

Can I switch plans or billing cadence later?

Yes. You can upgrade, downgrade, or switch between monthly and annual billing at any time; downgrades and cadence switches are scheduled at the end of the current period so you never forfeit paid time.

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Yes, you can cancel anytime. Your plan stays active until the end of the paid period and remaining credits stay usable until then.

Figure's $717M Kiavi Acquisition: Deal Analysis

Published 6/11/2026, 3:17:08 PM

Announced June 10, 2026, Figure Technology Solutions entered a definitive agreement to acquire Kiavi, an AI-powered real estate lending platform, in a $717 million transaction — the largest acquisition in Figure's history and a pivotal moment for onchain credit markets.

Deal Structure

Component	Details
Total Transaction Value	$717 million
Figure's Cash Contribution	$538 million
Sixth Street's Contribution	$179 million (deepening existing JV partnership)
Financing	$600M senior unsecured notes (364-day bridge) + $3B forward purchase commitments from Sixth Street
Kiavi CEO Transition	Arvind Mohan joins Figure as Chief Business Officer upon close

The deal is structured as a two-part transaction: Figure acquires Kiavi's technology and operating platform directly, while a joint venture with Sixth Street acquires Kiavi's loan portfolio balance sheet.

Strategic Rationale

1. Massive First-Lien Market Expansion

The first-lien residential market is 25x larger than second-lien — Figure was significantly underweight in this segment
Kiavi adds $7 billion+ in annual first-lien volume to Figure Connect marketplace
Adds $100+ million monthly flow to Democratized Prime (onchain warehouse platform)
Projected first-lien share rises from ~20% (2025) to 40%+ by end of 2027

2. Scale and Financial Profile

Metric	Value
Kiavi 2025 Loan Volume	$7.8 billion (+20% YoY growth) [Note: not independently confirmed]
Kiavi 2025 Revenue	$250M+
Kiavi 2025 EBITDA	$100M+
Total Funded (Lifetime)	$30 billion+ across 109,000+ properties
EBITDA Margin Target	60% (reaffirmed)
Unlevered Cash Payback	<4 years
Accretive to EPS	Yes

3. AI Integration — Adaptor Platform

Kiavi becomes the first use case for Adaptor, Figure's agent-to-agent onboarding AI product
Kiavi brings proprietary data assets: post-renovation home value engine and document review technologies
Creates a custom AI + proprietary data flywheel for underwriting decisions

4. Tokenized Asset Scale

Figure currently commands 75% of real-world asset tokenization on Provenance Blockchain [Note: not independently confirmed] [Source: https://www.globenewswire.com/news-release/2026/06/10/2876540/eng/index.html]
Kiavi integration instantly adds significant volume to blockchain-native marketplace
Demonstrates a viable path for moving large-scale lending ($200B annual addressable market) onto tokenized rails

Implications for Onchain Credit Markets

1. Major Validation of Blockchain-Based Lending Infrastructure

Mike Cagney, Figure co-founder, noted: "Blockchain is a big idea, but the on-chain capital markets are in their infancy." This acquisition is a bold bet that they can bring entire asset classes onchain — and with $7.8B in annual Kiavi volume now routed through Figure's rails, the proof-of-concept moves to production scale.

2. Expands Tokenization Beyond HELOCs

Figure's dominance has been in home equity lines of credit (HELOCs). Kiavi brings:

Residential Transition Loans (RTL) — fix-and-flip/bridge loans
DSCR Rental Loans — long-term debt service coverage ratio loans for rental property investors
New construction/infill financing

This diversifies the onchain credit stack from consumer HELOCs into investor-focused real estate lending, a $200B annual market.

3. Democratized Prime as DeFi Warehouse

Kiavi's $100M+ monthly flow into Democratized Prime connects blockchain-native liquidity (DeFi depositors) directly to real-world mortgage lending. This creates a closed-loop onchain lending market:

DeFi liquidity providers earn yield on real-world asset-backed loans
Originators get warehouse financing without traditional bank intermediation
Settlement moves from weeks to minutes via Provenance Blockchain

4. Agentic AI Sets New Institutional Integration Standard

Adaptor enables fully agentic, agent-to-agent onboarding — meaning AI systems can integrate new lending partners programmatically. This is a technical leap for DeFi/institutional integration, potentially solving the friction that has limited mainstream capital markets participation.

5. Capital Markets Hunger

Investors accounted for ~30% of home sales in 2025. Tokenization offers liquidity and efficiency gains for this growing segment, and Figure's infrastructure (380+ origination partners, $14.7B active loan book) provides the distribution backbone.

Key Risks (Forward-Looking)

History of losses; profitability not guaranteed
Exposure to HELOC market and housing value fluctuations
Interest rate and monetary policy impacts
Integration execution risk
Regulatory risks in digital assets and lending activities

Unresolved Data Points

Claim	Status	Gap
Kiavi's $7.8B 2025 volume and 20% YoY growth	Unresolved	No independent audit found to verify these figures
Figure's 75% RWA tokenization market share	Unresolved	No third-party confirmation of this specific percentage
Regulatory legitimacy signal	Partially addressed	Sources cover institutional adoption and competitive dynamics but do not explicitly address regulatory implications

Conclusion

The Kiavi acquisition is a defining moment for onchain credit markets. It takes Figure from dominant-but-narrow (HELOC-focused) to a comprehensive blockchain-native capital markets infrastructure covering consumer and investor real estate lending. With 75% market share in tokenized RWAs, $25B+ in cumulative originations, and now $7.8B in annual first-lien volume being onboarded to tokenized rails, Figure is positioning itself as the infrastructure layer for onchain credit — with AI as the decision layer. The deal's financial accretiveness and sub-4-year payback suggest this is not just a strategic vision but a disciplined capital deployment into a market that is genuinely moving onchain.

Sources:

Suggested Next Steps

Monitor Figure's RWA tokenization growth metrics — Track monthly origination volumes on Provenance Blockchain to measure whether the Kiavi integration is materially expanding onchain credit liquidity. Setting up a recurring data pull on tokenized loan origination figures would establish a baseline for validating the deal's stated impact.
Assess competitive positioning against traditional warehouse lenders — With $100M+ monthly flowing through Democratized Prime, analyzing the yield differential between DeFi liquidity providers and traditional warehouse facilities would clarify whether onchain credit offers genuine cost advantages or is primarily a distribution play.